Medicare 2019 Open Enrollment – Tips and Important Information

Medicare 2019 Open Enrollment – Tips and Important Information

Medicare’s open enrollment, also known as an annual legislature or a coordinated annual election period, refers to the annual period during which Medicare plan applicants can re-evaluate their coverage regardless of whether they are original Medicare or not. Additional drug or Medicare coverage is an advantage, and you can make changes if you wish.  During the time of registration with Medicare, a beneficiary can:

  • Change Medicare Advantage plans, change from Medicare Advantage to Original Medicare or vice versa.
  • Enroll in a Medicare Part D prescription drug plan
  • change from one plan from part D to another, or
  • Completely remove Medicare Part D coverage.

However, annual open enrollment does not apply to 2019 Blue Cross Blue Shield advantage plans, which are guaranteed in most states only during the first enrollment period of a beneficiary and during limited special enrollment periods. All seniors receive a window every year to change their Medicare coverage. In 2018, this window will begin on October 15 and will continue until December 7. If you are not satisfied with your current Medicare plan, it is time to make changes. However, you should not only make changes, but think carefully about what you have now, what you pay for and what your new plan will be like, as well as the impact on your finances and your health. Here are some important tips to keep in mind:

If you are satisfied with your current medical plan, you do not need to make any changes. Your current plan will be adopted automatically next year.  However, you should always keep in mind that the details of several Medicare plans may change from one year to the next. You should review your current plan for changes you do not like so that you can change to another plan if necessary before the registration period expires.

If you want to make changes, but for some reason they are not made within the registration period, you may need to join your current plan for one year. However, you can try to see if you can make changes during the special registration period. Medicare 2019 open enrollment is not for people who want to enroll in Plan A or Plan B for Medicare. Visitors for the first time must send their applications immediately after 65 years of age. If you file a late request, you must pay a penalty.

As of 2019, you are free, unlike before, when it was mandatory to have no medical protection. Keeping in mind that Medicare will cover most of your medical expenses for free, you should make sure to send your request on time. Make sure you know what you are getting into before making changes to your current coverage. What are you insured for and what does it mean that you have to pay each month? How will the rest of your life and your family be affected by these payments? After all, talking to your doctor before making changes to your Medicare coverage is not a bad idea. He can have important information about his health that he should consider.