Late Enrollment Penalties for Medicare Pt 1

Late Enrollment Penalties for Medicare Pt 1

Some aspects of Medicare could result in late enrollment penalties if you do not enroll when you first qualified. These late-entry Medicare penalties might apply if registration for Medicare Part A, B, and/or D is delayed. Normally, after turning 65 years, you will become eligible for Original, Part A, and Part B. You will receive a first enrollment period that starts 3 months before your 65th birthday, the month of your 65th birthday and 3 months after. Some persons qualify for Medicare before they turn 65 years if they obtain disability benefits for more than 2 years, or suffer from amyotrophic lateral sclerosis or kidney failure.

If you have Medicare Part A and / or Part B and are in the service of a Medicare Part D prescription drug plan, you can usually enroll in Medicare Part D (i.e. prescription drug coverage). Many times, your Initial sign up for Medicare Part D application deadline will coincide with the original enrollment date for Medicare Part A and B. Medicare Part D is optional, but there is a late registration penalty available that could be activated if you choose to obtain this coverage after your IEP. The late registration penalties may apply if you enroll in Medicare Part A, B, or Part D after your first enrollment period. However, there are situations in which you can delay the filing without submitting a Medicare penalty.

Late registration penalty for Medicare part A

Most people receive Medicare Part A without premium provided they have worked for at least 10 years (i.e. 40 quarters) and have within that time paid Medicare taxes. If you do not have enough work experience, you will pay a Medicare Part A premium.

If you pay a Medicare Part A premium, you must enroll the first time you are eligible. Otherwise, this amount could be higher. The late enrollment penalty in Medicare Part A is a higher 10 percent premium for twice as many years as you were qualified but not enrolled in Medicare Part A. For instance, suppose you qualified for Medicare Part A and did not registered for 2 years. When you sign up for Medicare Part A, you will be responsible to pay a higher premium for 4 years (or twice the years you were eligible for Part A, but you were not successful). You may not have to pay the late entry fee if you delayed enrollment because you had other health insurance, such as your job or the employer of your spouse. If you sign up for a special registration period, you can avoid the Medicare Part A penalty.

Medicare Part B late registration

Everyone pays a Medicare Part B premium unlike Medicare Part A. If you do not enroll, when you qualified for the first time and do not have other health coverage, you will be eligible for a Medicare penalty. Part B of Medicare’s late enrollment penalty is a 10 percent higher fee for each full 12 month period for which you were eligible, but you did not sign up for Medicare Part B. Go to to get a quote and enroll in a 2019 advantage plan from United Healthcare.